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Schedule of Fees

CEFCU operates under the philosophy of keeping fees as low as possible. As a member of the Credit Union, we want you to have affordable access to the financial services you need.

IMPORTANT: FEE CHANGES EFFECTIVE December 31, 2012


Current Fee Schedule:
Account Balancing Assistance (minimum one hour charge) $ 20.00
American Express Gift Cheques $ 2.50
ATM/VISA Debit Card - Replacement $ 5.00
ATM/VISA Debit Card - ATM Transactions (in excess of six per month) $ 1.00  
Cashier Check (payable to third party) $ 5.00
Club Accounts - Early Closure or Withdrawal $ 10.00
Collection Item (incoming or outgoing) $ 25.00
Deposited item (other items) returned unpaid: $ 35.00
Draft (Paid Check) Copy $ 5.00
Draft (Check) Order - based on style of check ordered
Fax - per page $ 5.00  
Inactive Account - (For balances under $100) quarterly $ 5.00  
Insufficient Funds $ 25.00
International ACH Transaction (IAT) $ 5.00
Insufficient Funds Re-Post per check $ 10.00
Loan Late Charge (15 days after due date) $ 25.00
Letter for Loan Payoff Amount $ 5.00
Levy $ 75.00
Mail - Member Request Overnight $ 25.00
Member in Good Standing Letter $ 5.00
Member Number Re-Issue $ 10.00
Money Market Account Closure or excessive withdrawals (in excess of 3 per month) $ 10.00
Money Order $ 2.00  
Non-Notification of Address Change (per item) $ 2.50
Overdraft Transfer $ 5.00
Paid by Overdraft (Courtesy Checking) $ 25.00
Repetitive Loan Application Fee $ 25.00
Regular Savings Account Withdrawal
(in excess of 7 per quarter)
$ 2.00  
Statement Copy Fee - per month $ 5.00  
Stop Payments (Share draft/check - if presented for payment) $ 25.00  
Stop Payments (Corporate/Teller check - at time of request) $ 25.00  
Wire Transfer - Domestic Wire/Draft (Incoming or Outgoing) $ 25.00  
Wire Transfer - International Wire/Draft (Incoming or Outgoing) $ 35.00




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The Credit Union is an Equal Housing Lender.
We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.
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